Consumer Loans

Home Mortgage Loans

For many people, buying a home is the most important investment they will make. Choosing the right mortgage is as important as choosing the right home. We offer a variety of mortgage products designed to make your dream home a reality. Whether you’re building, purchasing, refinancing, or making home improvements, we can help!

For more information, or to schedule an appointment with a loan officer, please contact us.

Home Equity Loans

Home Equity is the difference between what you owe on your mortgage and the value of the home. You can take advantage of Home Equity to complete that home project, pay off credit cards, buy that boat or RV, pay for college, down payment on a property, or take a much needed vacation!

For more information, or to schedule an appointment with a loan officer, please contact us.

Construction Loans

If you’re building a home, a Construction Loan can be an ideal source of cash throughout the building process. Interest rates are competitive and closing costs are minimal. You won’t pay any interest until the funds are used or drawn, giving you a convenient and affordable way to meet ongoing building expenses. Once your dream home is ready to be occupied, the Gratz Bank can easily convert your construction loan into a permanent financing option.

For more information, or to schedule an appointment with a loan officer, please contact us.

Vehicle Loans

At the Gratz Bank we make it easy for you to drive away in a new or used car, whether you’re purchasing a vehicle or refinancing an existing loan. We offer an easy approval process, with flexible terms, competitive rates, and convenient payment options.

We also offer loans for recreational vehicles such as boats, motorcycles, RVs, and campers.

For more information, or to schedule an appointment with a loan officer, please contact us.

Lines of Credit

Lines of Credit offer the convenience and flexibility to help you meet life’s financial situations. You’ll enjoy easy access to a ready source of funds for recurring expenses, major life events, large purchases, or even unexpected expenses.

For more information, or to schedule an appointment with a loan officer, please contact us.

Other Personal Loans

Personal Loans can be used for just about anything. Pay for school, credit cards, merchandise, or even vacation. We offer competitive rates and flexible financing options to make the lending process simple and convenient for you.

For more information, or to schedule an appointment with a loan officer, please contact us.